Effective date: August 23, 2026
These Terms govern your use of https://d4wealth.com/ (the “Site”), operated by Kilasmart Technology Solution (“D4Wealth,” “we,” “us”).
1. Eligibility & Accounts
You must be able to form a binding contract to use paid features. Provide accurate information, keep login details secure, and remain responsible for activity under your account.
2. Acceptable Use
Do not post unlawful, misleading, defamatory, hateful, or infringing content; upload malware; disrupt the Site; scrape or resell content without permission; impersonate others; or use the Site for fraudulent financial schemes.
3. User & Advertiser Submissions
By submitting content, you confirm you own it or have the right to publish it and grant D4Wealth a non-exclusive, worldwide license to host, display, and promote it. Submissions may be edited, rejected, or removed.
4. No Financial, Legal, or Professional Advice
Content is for general information and education only. It is not financial, investment, legal, or tax advice and does not consider your personal circumstances. See our Disclaimer.
5. Third-Party Products & Links
We may feature third-party products, tools, courses, jobs, and deals, including through affiliate links and sponsored content. We do not control third-party offerings.
6. Intellectual Property
The Site, design, logo, and original content are owned by D4Wealth or its licensors. Do not reproduce or distribute without written permission.
7. Payments
Advertising fees, where offered, may be payable via PayPal or card through PayPal. Additional payment and placement rules may apply to advertisers.
8. Disclaimers & Limitation of Liability
The Site is provided “as is” to the maximum extent permitted by law. D4Wealth is not liable for indirect, incidental, or consequential damages arising from use of the Site, except where such limitation is prohibited by applicable law.
9. Indemnification
To the extent permitted by law, you agree to indemnify D4Wealth from claims arising from your content, use of the Site, or breach of these Terms.
10. Governing Law
These Terms are governed by the applicable laws of Kenya.
11. Changes
We may update these Terms from time to time. Continued use after changes constitutes acceptance to the extent permitted by law.
12. Contact
legal@d4wealth.com